Tax relief · Year of Assessment 2025
SSPN net savings
Claim what you actually spent, up to RM8,000.00.
What is this relief?
Your net savings in the National Education Savings Scheme (SSPN) for the year — up to RM8,000.
Who qualifies
Your total SSPN deposits in 2025 minus your total SSPN withdrawals in 2025 (the net amount).
What to keep as proof
Your SSPN annual statement.
Frequently asked questions
- How much is the SSPN net savings relief for YA 2025?
- Claim what you actually spent, up to RM8,000.00. The figure comes from the official LHDN source: LHDN Tax Reliefs page, YA 2025 table, item 13.
- Who qualifies for the SSPN net savings relief?
- Your total SSPN deposits in 2025 minus your total SSPN withdrawals in 2025 (the net amount).
- What proof should I keep to claim SSPN net savings?
- Your SSPN annual statement.
Official source
Applies to Year of Assessment 2025.
Source: LHDN Tax Reliefs page, YA 2025 table, item 13Related reliefs — Education & savings
See what this relief saves you
Enter your income and tick the reliefs you can claim — the free calculator shows your tax and your saving instantly, using the same official figures.
See what this means for your tax →The Fiskal app tracks this relief and all the others through the year — receipts kept per relief, per year, ready if LHDN ever asks. Fiskal prepares your figures; you file on MyTax yourself.
This is an unofficial, plain-language guide to help you understand Malaysian tax reliefs for the 2025 Year of Assessment. Every figure is based on official LHDN sources (linked throughout), but this page is not a substitute for LHDN's own guidance or your official tax filing.