Which way should you prepare your tax?

Filing itself always happens in one place: MyTax, LHDN’s own portal — free and official. The real question is how you get ready: knowing which reliefs you can claim, keeping the proof, and having the right numbers when the form opens. Here are the honest options.

MyTax alone (LHDN’s official portal)

Every Malaysian return is filed on MyTax, and it is always free. Come in knowing your reliefs and carrying your numbers, and it does the job. Best when you already know exactly which reliefs you qualify for, and your documents are in order. The catch: MyTax doesn’t teach you what you could claim, and it doesn’t store your receipts through the year — that part stays your problem.

A spreadsheet and a receipt folder

Free and fully in your control: a sheet for the numbers, a folder for the proof. Best when you enjoy the bookkeeping and trust your own discipline for twelve months. The catch: reliefs you never heard of stay unclaimed, and paper receipts fade and go missing — LHDN can ask to see records for up to seven years.

A licensed tax agent

A paid professional, licensed under Section 153 of the Income Tax Act 1967 — the only party who may handle and submit your filing on your behalf. Best when your affairs are complex — business income, several sources, an audit — and worth professional fees. The catch: for a straightforward salary-and-reliefs year, it is often more service than you need.

Fiskal (this site and its app)

Free income tax and PCB calculators and plain-language relief guides here on the web, in English and Malay — every figure citing its official LHDN source and Year of Assessment. The Fiskal app adds the through-the-year part: scan receipts as you spend, and they are kept organised per relief, per year, audit-ready. Best when you want to know what you can claim, keep the proof effortlessly, and arrive at MyTax with everything ready. The catch: Fiskal is not a tax agent and never files for you — it prepares; you file on MyTax yourself.

Fiskal — the site you’re reading — is a Malaysian tax tool: free calculators and relief guides on the web, and an app that keeps receipts organised for every relief. Fiskal prepares; you file on MyTax yourself.

This article is general information, not tax advice for your specific situation. Figures refer to YA 2025 and cite LHDN's official sources; rules can change between years.