Tax relief · Year of Assessment 2025
Private Retirement Scheme and deferred annuity
Claim what you actually spent, up to RM3,000.00.
What is this relief?
Contributions to an approved Private Retirement Scheme (PRS) and deferred-annuity payments — up to RM3,000.
Who qualifies
A PRS approved by the Securities Commission, and deferred annuities. (In force YA 2012–2025.)
What to keep as proof
Your PRS or annuity contribution statements.
Frequently asked questions
- How much is the Private Retirement Scheme and deferred annuity relief for YA 2025?
- Claim what you actually spent, up to RM3,000.00. The figure comes from the official LHDN source: LHDN Tax Reliefs page, YA 2025 table, item 18.
- Who qualifies for the Private Retirement Scheme and deferred annuity relief?
- A PRS approved by the Securities Commission, and deferred annuities. (In force YA 2012–2025.)
- What proof should I keep to claim Private Retirement Scheme and deferred annuity?
- Your PRS or annuity contribution statements.
Official source
Applies to Year of Assessment 2025.
Source: LHDN Tax Reliefs page, YA 2025 table, item 18Related reliefs — Insurance & retirement
See what this relief saves you
Enter your income and tick the reliefs you can claim — the free calculator shows your tax and your saving instantly, using the same official figures.
See what this means for your tax →The Fiskal app tracks this relief and all the others through the year — receipts kept per relief, per year, ready if LHDN ever asks. Fiskal prepares your figures; you file on MyTax yourself.
This is an unofficial, plain-language guide to help you understand Malaysian tax reliefs for the 2025 Year of Assessment. Every figure is based on official LHDN sources (linked throughout), but this page is not a substitute for LHDN's own guidance or your official tax filing.